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Open An Account Online

We have a variety of deposit accounts available, but our most popular accounts can be opened online — in a matter of minutes! Review account features below to choose the best option for you. After establishing your new account, use our Switch Kit Form to assist in moving your funds and automatic transactions from another financial institution to your new First Mid account.

If you need help or have questions about opening an account online, our Customer Support is available through chat, online or by phone at 877-888-5629.

Premier CheckingClassic CheckingSilver Simply Free with eStatementsBlue SkyRetail SavingsRetail Money Market
For those who want more of everything including protection.For those who want cost-saving benefits. For those who want to keep it simple. For those wanting digital banking with no overdraft fees.1For those with savings under $1,000.For those with more than $1,000 in savings.
Open a Checking Account Online Open Online  Open Online  Open Online  Open Online  Open Online  Open Online 
Free Online Banking with eStatementsincludedincludedincludedincludedincludedincluded
Free Online Bill Pay with Zelle®includedincludedincludedincluded
Free Mobile Banking with Mobile Deposits2includedincludedincludedincludedincludedincluded
Free Visa Debit Card compatible with Apple Pay, Samsung Pay, and Google Payincludedincludedincludedincluded
Unlimited Check WritingincludedincludedincludedChecks may not be written on this account3Limited check writing available
Free or Discounted Checks1 box/year1 box/year
Waived ATM FeesFirst Mid ATM Out-of-Network fees are waived and up to $12 in Non-First Mid ATM fees refunded each month upon request First Mid ATM Out-of-Network fees are waived and up to $12 in Non-First Mid ATM fees refunded each month upon request
Earns Interest5includedincludedincludedincluded
Free Paper Statementsincludedincluded$2.00 discounted paper statement feeStatement can be combined with a checking statement6
Cash Back Member Rewards7Up to $80/yearUp to $40/year
Identity Theft & Fraud Assistance7included
AD&D Insurance Coverage7includedincluded
Discounts on Shopping, Travel and more7includedincluded
Monthly Maintenance Fee and Account Restrictions$7.95
Waived if you maintain $5,000 daily minimum balance in the account, or maintain $50,000 daily minimum balance in total deposits with First Mid.
$4.95
Waived if you maintain $5,000 daily minimum balance in the account, or maintain $50,000 daily minimum balance in total deposits with First Mid.
$3.00
Waived if you sign up for Online Banking and eStatements.
$5.00$1.00
Waived if you maintain $100 daily minimum balance in the account during statement cycle.

$0.50 will be charged for each debit transaction in excess of 4 during a statement cycle.
$5.00
Waived if you maintain $1,000 daily minimum balance in the account during statement cycle.
Minimum Opening Deposit$100$100$50$25$100$1,000
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1. This account is not subject to NSF/return fees. Items that overdraw the account are returned and ATM/everyday debit card transactions are declined. 
2. Message and data rates may apply.
3. Checks will not be issued and may not be written on this account. Any debited checks, outside of those issued from First Mid’s online bill pay, will be returned unpaid. 

4. Additional fees may apply at non-First Mid ATMs.
5. Interest earned on daily balance. Variable rate subject to change at First Mid’s discretion.
6. Accounts must have identical ownership for combined statements.
7. Registration and activation required.