Blue & Gold News

Ag Lending with Farmers in Mind

How often do you think about the food on the table? Not just how tasty it is, but the work that truly goes into producing your favorite meal. Spoiler alert! It takes the hard work and dedication of a team of people ranging from the tireless farmer to the expert ...read more

Savings Tips for Mortgage Closing Costs

Saving for your next home’s mortgage loan can be a complicated undertaking. When it comes to payments, interest rates, taxes, and refunds — the math of it all starts to become a blur. Here are four tips our mortgage lenders recommend to help you get started. Open a Separate Savings Account ...read more

Deposit Interest Rates and APYs Explained

When it comes to saving money, you might shop around before choosing an account where you want to deposit your money. When you do, ‘Interest Rate’ and ‘APY’ are words you will see and hear as you look at deposit products such as savings accounts, money markets, and certificates of ...read more

Fraud Education – Fake Check Scams

How does a fake check scam work? The following stories are scenarios for check fraud: You are "accidentally" overpaid for an item you sold online. The buyer asks you to send them the overpayment via wire transfer or popular funds transfer apps like the Cash App. You receive a work-from-home offer, ...read more

Understanding IRAs and Taxes

Are you saving for the future? Individual retirement accounts are a common way to put money aside for your retirement years. However, do you understand the difference between traditional and Roth IRAs and how these accounts can affect your taxes? Let's break down how IRAs function and how they can ...read more

Personal Savings

As we continue into the new year, it’s a good idea to schedule some time to review your financial health. One step you may be thinking about taking is starting or growing your personal savings. A savings account can serve you in the following ways. Spend Without Borrowing or Using CreditA ...read more

Protect Yourself from Identity Theft

Identity theft is the unauthorized use of someone else’s personal identifying information for fraudulent purposes. Identity thieves may steal your name, address, credit card numbers, bank account numbers, Social Security number, and other pieces of information that identify you. Then, they use this information for various types of fraudulent acts ...read more

Certificate of Deposit and Money Market Accounts Explained

With the increase in interest rates over the last year, now is a great time to learn about Certificate of Deposit (CD) and Money Market accounts — two savings tools that may be a good fit to help you reach your financial goals. These types of accounts are appealing because ...read more

Mobile Banking is Secure, Convenient, and Easy!

Our mobile banking app puts the highest priority on security and usability. It's ready to fit seamlessly into your life and into your hands. • Secure for worry-free transactions• Convenient for your busy schedule• Easy to use for everyone Get the flexibility to manage your money on your schedule. You can view ...read more